50 year old Muhammad Kamal runs a neighborhood grocery shop in Rawalpindi. Kamal is not married and lives with his two unmarried sisters. Like many others, Kamal has faced the brunt of inflation and COVID in the recent years. He has been facing hard times due to numerous illnesses and hardships in the family. All these have deprived him of restocking his shop and left him financially distressed. Muhammad aspires to expand his business by supplying goods and restocking his shop which seems unfeasible with his current monthly revenue of PKR 40,000. Kamal has applied for a loan of $550 to add more running items to his shop to attract more customers. Help Kamal gain financial stability.